New Estate Planning Book, 'I Wish I Talked To You Sooner,' Urges Families to Leave Answers, Not Questions

DENVER, CO, UNITED STATES, September 14, 2026 /EINPresswire.com/ -- Estate planning is one of those responsibilities people tend to postpone. The paperwork can seem complicated, the conversations can be uncomfortable, and, for many families, there is always a reason to deal with it another day.

In "I Wish I Talked To You Sooner: How To Avoid The Worst Estate Planning Mistakes" (2026, Indie Books International), attorney and CPA Ilya Lyubimskiy argues that delay is often the mistake that creates the biggest problems for families.

The book focuses on helping people protect their legacy, make their wishes clear, and make difficult moments easier for the people they love. Lyubimskiy looks at the decisions that can shape what happens to homes, investments, retirement accounts, businesses, and family responsibilities when someone dies or can no longer manage their own affairs.

His message is simple: Estate planning works best before a family is forced to make difficult decisions in the middle of a crisis.

That idea runs throughout the book, summed up in a line that captures its practical focus: “Leave your family answers, not questions.”

Without clear instructions, relatives can be left sorting through bank accounts, locating documents, determining who has authority to make decisions, and trying to interpret what a loved one would have wanted. The book makes the case that much of that uncertainty can be reduced with proper planning done in advance.

In the book, Lyubimskiy explains why estate planning should not be delayed until retirement, declining health, or a family emergency, and how planning earlier can help alleviate legal and financial problems while giving families greater clarity and peace of mind

Lyubimskiy encourages readers to treat estate planning as part of their broader financial life, something that should evolve alongside their goals and circumstances.

At the center of the book is a practical approach to estate planning that connects legal planning with the realities of family, finances, and life circumstances. Through discussions of wills, trusts, powers of attorney, beneficiary designations, digital assets, and fiduciary roles, the book shows readers how thoughtful planning can protect what they have built and create greater clarity for those who may one day carry out their wishes. The book moves from overcoming the assumptions and hesitations that keep people from planning, to making the personal and financial decisions that shape an estate plan, to putting a plan in place that protects what matters and leaves loved ones with greater clarity and peace of mind.

Lyubimskiy examines wills, trusts, and other important estate planning documents, explaining how each can serve a different purpose depending on a family’s finances, preferences, and long-term goals.

The book also explains how thoughtful estate planning can help families avoid probate or make the process easier for loved ones, discussing how trusts and properly designated beneficiaries can reduce the amount of property that must pass through a court-supervised process after someone dies.

For retirement and investment accounts, Lyubimskiy stresses the importance of naming both primary and contingent beneficiaries and reviewing those designations as family circumstances change.

Planning for incapacity is another key part of the book. Lyubimskiy explains how durable financial powers of attorney, healthcare powers of attorney, and advance health care directives can give trusted individuals authority to make financial or medical decisions when an individual is no longer able to do so for herself or himself.

For entrepreneurs and company owners, the book extends those same principles to business succession. Lyubimskiy discusses the importance of operating agreements, buy-sell provisions, and other planning tools that can help determine what happens to a company when an owner dies, becomes incapacitated, or can no longer operate the business.

“Rather than treating estate planning as a one-time legal exercise, readers should look at it as an ongoing process that should be revisited as finances, wishes, and needs change,” shared Lyubimskiy.

"I Wish I Talked To You Sooner" reflects a broader warning that waiting for some time in the future to plan can leave families with fewer options and difficult decisions.

Ilya Lyubimskiy is a Colorado attorney, Certified Public Accountant, and Certified Fraud Examiner whose legal and financial background informs his work in estate planning, probate, business planning, and legacy protection. A former Deputy District Attorney who worked on cases involving economic crime, Lyubimskiy combines legal expertise with deep financial knowledge to help individuals, families, and business owners protect what they have built and plan for the future. He is the founder of Premier Legacy Law and is recognized for making complex legal and financial issues easier to understand and navigate.

—

"I Wish I Talked To You Sooner: How To Avoid The Worst Estate Planning Mistakes" is written for individuals, families, professionals, retirees, and business owners looking for a practical introduction to estate planning and the decisions that often come with it.

About Indie Books International

Indie Books International (www.indiebooksintl.com) serves as an independent publishing alternative for business thought leaders, experts, and authorities to create impact and influence.

Henry DeVries
Indie Books International
+1 619-540-3031
email us here